KENOSHA, Wis. — While AM Community Credit Union has offered business loans since 1999, the ongoing grip on capital and credit access of late has played a part in helping to boost the financial institution's business lending program.

Kenosha, Wisconsin's fourth largest city, is situated on the southwestern shore of Lake Michigan. The city has garnered a number of top rankings including being among the best places to live by Money magazine, best place to raise a family by Reader's Digest and "hottest midsize cities" by Inc. Magazine.

The Midwestern enclave proved to be untapped business lending territory for $107 million AMCCU, which got its first exposure through members seeking out investment and rental properties, said Brian Jaffe, chief operating officer. Soon after, the demand for a plethora of financing grew. From restaurants and independent truck drivers to daycare centers and a company that makes drills for elevators, AMCCU has sought to appeal to the diverse needs of it members.