WESTBURY, N.Y. — Mike Egan is so excited about remote-deposit capture that while falling into a deep, anesthetic sleep prior to a recent surgery, he mumbled the words over and over.

"After the surgery, my doctor was like, 'Hey what is this remote-deposit capture you were talking about,'" recalled Egan, executive vice president/chief operating officer at $1.1 billion Nassau Educators Federal Credit Union.

Within the past few weeks, the financial institution has signed on its first business member to use the service–a large day care center with 40 employees. Through an alliance with CU Business Capital, a business services CUSO, the credit union has rounded out its extensive business services program with remote-deposit capture to woo those members that just don't have the time to come into the branches, Egan said. The process allows businesses to process checks outside of the branch with funds being available almost immediately.