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BOSTON — Mortgage Bankers Association Chairman–Elect David Kittle went back in time for his opening remarks to attendees at the MBA National Secondary Conference and Expo here last week. All the way back to 1934.

“Two kinds of forces assist in recovery: natural and artificial,” he said. “There are those who believe that natural forces primarily govern and that recovery is more in spite of, than because of, artificial forces.If people insist on demanding a remedy for the evils we are suffering today, the only sure response is: Time.” Those lines were from the opening address delivered by Chairman W. Walter Williams at MBA’s Annual Convention in 1934.

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