SCOTTSDALE, Ariz. -- Zaio Inc., here has recently added severalnew clients to its stable, affording them access to some 10,000appraisers nationwide that provide a full range of real estatevaluation and appraisal services to nearly 500 lenders. MariSol FCUin Phoenix will use Zaio for traditional appraisal-relatedservices.

Making use of Internet technology as much as possible helpslower costs associated with the home buying process, said Zaio, andhelps to position smaller institutions on a par with far largerones as well.

"Clearly, the mortgage crisis is changing the way financialinstitutions do business," said Thomas Inserra, CEO for Zaio Inc."In addition to greater efficiency, restoring investor confidenceand certainty is critically important to the future of theindustry. Zaio offers new technology and appraiser verified dataheld in a secure database helping to ensure appraiser independencein the mortgage lending process."