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BIRMINGHAM, Ala. — As large and seemingly healthy credit union mergers make headlines, regulatory guru Dennis Dollar said the industry shouldn’t automatically mourn lost credit union charters.

“When we had 25,000 credit unions, we had about 30 million members and about 3% capital. Today, we’ve got 8,200 credit unions, but almost 90 million members and nearly 12% capital. So tell me, which is the stronger industry?” Dollar, of the consulting firm Dollar Associates, asked.

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