WASHINGTON — Bill Spearman, CEO of the $590 million Mid-Hudson Valley Federal Credit Union will testify to his credit union’s experience with credit card use by small business members at a hearing today before the House of Representatives Small Business Committee.

Spearman, who serves on NAFCU’s Education Committee and will testify for the association as well, will describe how his credit union, which used to serve primarily the employees of an IBM manufacturing facility in Kingston, New York, had to cope with widespread job losses among its members when the IBM plant shut down in 1995.

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