WASHINGTON — CUNA and the North Carolina Credit Union League have stepped in to help Coastal Federal Credit Union argue before the Eastern District Court for North Carolina that members who have entered into bankruptcy should not be allowed to keep driving cars they owe the CU on if the bankruptcy court does not approve their reaffirmation agreements.

The case involves two Coastal FCU members, Landon and Daffney Hardiman, who financed car through Coastal FCU in February 2005 and filed for Chapter 7 bankruptcy in May 2007. As part of the process, for which they had an attorney, the Hardiman’s reaffirmed the debt for the car, but their attorney failed to sign the affidavit that the reaffirmation agreement would not cause them undue hardship.

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