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According to a recent report from the Board of Governors of the Federal Reserve Systems and the Financial Service Fact Book, credit unions’ share of individual retirement accounts has been steadily declining, falling from 2.1% in 2002 to 1.3% in 2006. Incidentally, commercial banks also saw a 1.7 percentage point drop in IRA market share–6.5% versus 4.8% in 2006.

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