SALT LAKE CITY & ODESSA Texas — NCUA's policy of requiringcredit unions considering conversions to facilitate communicationamong members about the conversion appears to have fostered strongdebate about the topic at two CUs currently thinking about makingthe change.

Member groups opposed to the conversion of the $187 millionBeehive Credit Union in Salt Lake City and the $114 million FirstBasin Credit Union in Odessa, Texas show increases in activity ontheir Web sites and comments have begun to appear from members onstories in local media about the possible change.

The comments come from both sides of the question. A First Basinmember who signed on as Chris wrote, “My family and I have all hadour own accounts with First Basin since they were MCCU. I believethe conversion will be a good thing. With the conversion Firstbasin will be able to provide us with way better products andservices. I honestly believe the rates will not get worse. Ibelieve they will stay the same. I mean think about it, First Basinhas always been about taking care of the members and growing withinthe permian basin. Why would they even consider the conversion ifit did little to benefit they're members?”