HOBOKEN, N.J. — The votes are in and, in the face of the subprime debacle ravaging other for-profit lenders, Credit Union Times readers are expecting their mortgage delinquencies to slightly increase in 2008.

Here are the final results of the Credit Union Times voting poll:

My credit union expects our mortgage delinquencies (more than 60 days) to ______ as a percent of delinquencies in 2008.

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Increase significantly (20.3%)

Increase some (44.8%)

Remain the same (30.2%)

Decrease (1.2%)

Not sure (3.5%)

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