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ATLANTA — The industry certainly saw its share of mergers, consolidations and acquisitions well as false starts and reconsiderations in 2007.

The pattern in 2007 showed that many smaller and mid-size credit unions completed mergers to expand product and service offerings, extend their branch networks and compete against both traditional and non-traditional competitors. But the pace of consolidation has been “surprisingly slow,” said Dave Colby, chief economist at CUNA Mutual Group, citing data from NCUA and CUNA Economics & Statistics data.

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