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ARLINGTON, Va. — Tailoring ATM strategies to meet credit unions’ own unique membership needs was a trend that continued in 2007, as three nationwide networks began to offer surcharge-free ATM access to participating credit union members.

Two of the three, CO-OP Financial Services’ CO-OP Network and Credit Union 24, are long established. Until late in the year, CO-OP Network had been the leader in the number of surcharge-free ATMs with more than 25,000 machines. But an agreement between Credit Union 24, with 15,000 surcharge-free ATMs, and Allpoint — the newest nationwide surcharge free ATM network — hiked the number of surcharge-free ATMs available to Credit Union 24 members to more than 45,000.

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