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RALEIGH, N.C. & MEMPHIS, Tenn. — When credit unions make a commitment to offer home loans and ramp up efforts to help members trapped in resetting adjustable-rate mortgages granted by other financial institutions, they are doing no less than what the Federal Credit Union Act demands they do. So says Jim Blaine, president/CEO of State Employees’ Credit Union of North Carolina, the Tar Heel State’s largest.

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