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ARLINGTON, Va. — In addition to leaving cookies out for Santa, shoppers should prepare for the season before overexerting their holiday cheer or getting robbed blind by cyber thieves.

Establish a budget, NAFCU recommended, before doing any actual purchasing. Set a limit among your family and friends or start a gift exchange tradition. And do not forget to include gift-wrapping, cards and shipping costs in the budget. Plan ahead for what you might want to buy someone so you can comparison shop and keep an eye out for coupons and quantity discounts.

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