DALLAS — TNB Card Services, the card portfolio processing arm ofcredit union owned Town North Bank, has rolled out a productdesigned to help credit unions who process with the bank to betterunderstand the flow of card data they receive.

Dubbed the VIP Portfolio Pro, the program enables a credit unionto stay on top of the growth of its credit card accounts, trends inoverall balances and credit lines, balances per account, net retailsales, interest income, and much more, TNB said. It increases acredit union's ability to monitor for potential fraud and manageits portfolio risk.

“VIP Portfolio Pro gives a better overall picture of ourportfolio,” said Keith Spivey, vice president of payment systemsfor EECU, the Texas-based credit union with more than 100,000members and assets of more than $637 million. EECU was one ofseveral credit unions that piloted VIP Portfolio Pro in anextensive test of the tool.