I am writing to suggest that the time has come for closer dialogue between our credit union trade associations, CUNA and NAFCU, to examine the possibilities of merger in order to better protect and defend the credit union charter from attacks from the newly forming American Bankers Association. From their letter to member banks:

“This merger will prove the adage that the sum is greater than the parts. The ABA and ACB together will be a stronger association that speaks with a more unified and influential voice for our industry. Our services to our members will combine the best of what we both offer and be better than what either one of us could achieve independently. It will be a progressive, forward-looking, entrepreneurial organization with an unmatched commitment to our members’ success.”

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