LAWRENCEVILLE, Ga. — Gwinnett Federal Credit Union has recently reached a milestone–lending over $1 million to Georgians with disabilities.
In April 2005, teaming up with the GettingAhead Association, Gwinnett Federal launched the Credit-Able loan program to provide those with disabilities access to affordable financial services to purchase assistive technology. The purpose of the program is to enable Georgians with disabilities to participate more fully in the workforce and community.
Members who qualify to apply for this program include individuals with disabilities, their family members or legal guardians. Employers who wish to modify their worksite to accommodate an employee with a disability are also eligible. The individual or business must demonstrate that they are creditworthy and have the ability to repay the loan.
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The loan may be used to pay for a variety of equipment, such as vehicle and home modifications, communication devices, adaptive computer equipment, hearing aids, and ramps.
To date the credit union has issued some 44 Credit-Able loans.
The GettingAhead Association is a statewide, membership organization with the purpose of fostering financial literacy and lowering the cost of living for members. It is a collaborative effort between community-based organizations and Georgia credit unions. Services offered include financial education in the schools and in the community, access to affordable financial services at participating Georgia credit unions, small business start-up assistance, credit counseling/repair, and cooperative buying.
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