SHREWSBURY, N.J. — Non-interest income has grown in importance because of tight margins.
Credit unions have been looking for new income streams to help make up for less interest income on the loan portfolio. The No. 1 source of non-interest income as of second quarter 2006 is overdraft fees, followed by debit and credit card income and then real estate fees.
The below two charts compare the leading non-interest income sources year over year from second quarter 2005 to second quarter 2006.
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