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PORTLAND, Ore. — With the myriad of charter evolutions underway in the movement, Providence Health System Federal Credit Union is among those that have found a way to grow its membership by focusing on a niche industry ripe with many untapped layers.

In 2006, the $68 million credit union’s membership growth was more than three times the industry’s average, said Cameron Dickey, president/CEO. PHSFCU boosted its membership from 10,999 in 2005 to its current 11,750 thanks in large part to changing to a trade, industry or profession charter in 2004. While the increase might not be astronomical compared to other comparable-sized credit unions, Dickey said the TIP charter has opened up a plethora of doors previously closed due to charter constraints.

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