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ONTARIO, Calif. and ALBUQUERQUE, N.M. — All the pieces appeared to be in place when the discussions began roughly six years ago to bring a plethora of ATM support services to credit unions.

The idea of a CUSO that would provide outlets such as cash replenishment and ATM replacement was bandied about among board members in 2000 and 2001, but it wasn’t until 2002 that a business plan was put together, said Jim Hanisch executive vice president, network operations and corporate development at CO-OP Financial Services, the electronic funds network CUSO that provides more than 25,000 surcharge-free ATMs to nearly 2,000 credit unions.

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