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WARRENVILLE, Ill. — It was the largest merger in the history of credit unions. It married the $4 billion Empire Corporate with the $5 billion Mid-States Corporate, but would a merger of that size work? “Economies of scale” has become a worn out term, but this deal was supposed to show that a larger organization could do more for its members than two smaller ones. The merger took many corporate leaders by surprise because on their own Empire and Mid-States were already two of the largest corporates in the country. However, the leaders consistently said by joining forces they would create a true top-tier corporate that would be around for the long haul and be an asset to the industry.

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