Ever since the bylaw dispute at DFCU Financial there have been a lot of questions about NCUA's role in bylaw enforcement.

In the case of DFCU, members obtained the necessary number of signatures needed to call a special meeting, but the credit union denied the request. The dispute is now in court and has yet to be decided. It is also very likely that the Lafayette FCU voting fiasco will wind up in court because members are claiming the CU ignored its own bylaws governing election procedures.

Should NCUA have stepped in and enforced the bylaws in the DFCU case? Many believe so. Taking a 30,000-foot view and not considering precedent and the current rules and regulations, I too wish the regulator ruled on the matter. They could have sent all credit unions a message that bylaws are more than just words on paper, they are living, breathing rules of the institution that are enforceable