HOUSTON -- Market Kinetix, LLC has announced the launch of Deal Maker, an analysis tool that provides loan originators with a customized action plan on how borrowers may achieve a target credit score in the shortest time possible. Deal Maker's action plans are created based on the borrower's credit report. If a borrower is below the minimum score for a loan product, the broker can input a target credit score into Deal Maker and it will produce a Mortgage Action Plan(R) that provides the exact steps required to raise the borrower to the desired credit score. Recommendations include immediate, short-term, and long-term actions, along with a corresponding point value for each.

With the Mortgage Action Plan borrowers can view how each level of action will impact their credit scores. Immediate actions quickly affect the borrower's credit score through simple steps; short-term actions may require documentation to be submitted and verified by the creditor; and long-term actions usually involve paying off collections or getting long-term help. The Mortgage Action Plan also includes a cash calculator that illustrates how to apply the borrower's available cash to get the biggest impact by reducing balances or paying off accounts.

Deal Maker is being offered to software and loan origination system providers as well as credit providers and is currently available through Pensacola, Fla.-based Advantage Credit. Other suppliers will be available soon.