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MINNEAPOLIS — Fair Isaac Corporation said that a recent study has found that its FICO Expansion alternative credit score tool can help lenders judge the credit worthiness of applicants who have no other credit history.

“Industry results clearly show that FICO Expansion score enables U.S. lenders to confidently assess the credit risk of nearly 50 million Americans who have little or no credit information on file at the major credit reporting agencies,” said Ron Totaro, vice president of Global Scoring Solutions for Fair Isaac.

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