"Banks are using the Starbucks approach. Credit unions can't compete against that." –Murray Halperin, vice president of sales and marketing, CU Business Capital, on comparisons between credit union and bank branch networks. "It is difficult to comprehend how this expanded authority will serve the overall membership of the credit union when such a small percentage of the members will be served by these business loans. Additionally, the disclosures fail to contain any reference to any studies, membership surveys, etc., that support the notion that the general membership is desirous of obtaining business loans."

– An Oct. 3 letter from members of the $332 million Lafayette Federal Credit Union to the credit union board, questioning the CU's proposed conversion to a mutual bank. "We have a very, very active secondary market for an SBA loan." –SBA's John Wade encouraging credit unions to get more involved in government-backed business lending.