PHILADELPHIA — Philadelphia Federal Credit Union took its financial literacy program to teens this summer.

Continuing the credit union's work with Philadelphia schools, PFCU Financial Educator Karl Bernhard ran a summer-long seminar series for teens in the YouthWorks program that included lessons on budgeting and saving, avoiding debt, creating a good credit rating, and investment planning.

Bernhard made repeated visits to Girard College and Temple University to give almost 200 YouthWorks participants scenarios based on Philadelphia Department of Labor statistics and figures to illustrate financial situations in the "real world."

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