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KENSINGTON, Md. — Members of the $332 million Lafayette Federal Credit Union began to receive their charter conversion ballots and the disclosure packets that accompany them last week. The CU also took the somewhat unusual step of posting them on its Web site (www.lfcu.org) for the public to access. As has become customary, the disclosure included the basics of the conversion application as required by the NCUA. Should the members approve the charter change, they will have been able to make the shift relatively cheaply.

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