WASHINGTON -- The Federal Financial Institutions ExaminationCouncil has made available 2005 data for mortgage lendingtransactions at 8,848 financial institutions covered by the HomeMortgage Disclosure Act in metropolitan statistical areasthroughout the U.S.

The HMDA data include disclosure statements for each financialinstitution, aggregate data for each MSA, nationwide summarystatistics regarding lending patterns, and the Loan ApplicationRegister, modified for borrower privacy, submitted by eachfinancial institution to its supervisory agency by March 1,2006.

The HMDA data show disposition of loan applications detailed byproperty location, applicant characteristics, and census tractcharacteristics.

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