"It's been organic growth. No mergers. We're mirroring the rest of the industry in that it's hard to retain balances."

–Ken Myhra, product and delivery channel manager at $6.6 billion BECU on how the CU is focusing on expanding its core relationship with current members. "We know who we serve. We're not trying to cherry pick communities."

–Daniel Cwalina, president/CEO of $106 million LorMet Community Federal Credit Union on the credit union's 70 year-old tradition of serving the underserved. "The examiners get the job done. They're excellent."

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–NCUA Chief Financial Officer Dennis Winans discussing the staff at the agency he has served since 1979. "State Employees' Credit Union believes that stealing should be illegal, but, in the interim, we certainly fully support your efforts to regulate it! Hope your courage becomes contagious in Washington!"

–Jim Blaine, CEO of the $13 billion State Employees' Credit Union (N.C.), in his comment to NCUA about its proposed conversion regulation.

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