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LAKE JACKSON, Texas — Over a span of nearly 50 years, Jim Williams has seen the evolution of the financial landscape from several perspectives.

Williams, 71, recently took on another perspective: retirement. After 46 years of service within the credit union industry, he retired from $1 billion Texas Dow Employees Credit Union in May after serving as vice president of the Victoria Division, having previously served as president of what was then known as Carbide Employees Federal Credit Union. The CU would later change its name to Texas Crossroads FCU and merge into TDECU. Through it all, Williams says the credit union has kept up with growth in the surrounding areas and is poised to do more for the underserved. Williams said Edward Speed, the CU’s president/CEO, has a “warm spot” for reaching out to those shut out from financial services and plans are in place to build branches to accommodate them pending NCUA’s data collection efforts.

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