LAS VEGAS — For months there's been plenty of buildup to the "Debate of the Year" between former NCUA Chairman Dennis Dollar and Harris Simmons, chairman of the American Bankers Association, but in the end the event turned into a polite give-and-take.

Rhetoric during the 45-minute standoff at the annual National Directors' Convention here turned fairly predictable with both sides scoring points on the tax-exemption, conversions and the "level playing field."

But any volunteers or CEOs who might have anticipated a fiery face-off came away disappointed with both sides tempering shrill language as Simmons, long a CU nemesis as the CEO of Zions Bancorporation, acknowledged being in decidedly unfriendly territory.

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