TORONTO - NAFCU's annual conference & exhibition is alwaysone of the most anticipated credit union events of the year. The39th edition of this popular conference has come to Toronto andthousands of credit union leaders will converge on this popularCanadian city to attend. It is a special event for Credit UnionTimes as well. This 116-page issue includes a number of featuresand unique stories designed for this blockbuster conference. Belowis a guide to some of the issue's highlights. * Leaders Speak TheirMind. Pages 16 and 17 contain some spirited views from top industryleaders. * The Sponsor Craze. Credit unions have gone sponsor crazyto get their message across. See just how crazy they've gone. Pages18-19. * Regulatory Update. Credit unions have more regs than everto deal with. Check out the latest updates on pages 20-21. Also,for those looking for hands-on regulatory help, check out CreditUnion Times' newly-launched regulatory conference opportunity.(Page 76) * Billionaire's Club. See how Chris Owen keeps the $1billion Meriwest CU on a growth track. * Talking Tech. See pages 36and 37 for the latest technology news, including a major merger inthe security space. * Generational Gaps. Do credit unions reallyhave to change their marketing message based on age groups. Oh yes,the stats on pages 38-39 prove it. * Welcome to Toronto. A specialattendees' guide for Toronto awaits readers on page 46. *Philosophical Differences. Is the CU philosophy still strong? Weasked the leaders this leading question. Pages 48-50. * Beyond theJob is Back. The popular people feature can be found on page 52. *The Hiring Man. Recruitment and compensation guru David Hiltontries to keep a low profile, but he came out in the open for thefeature on page 54. * NAFCU's Finest. NAFCU's CEOs of the Year arefeatured on page 72. * International News. Find out what'shappening at credit unions around the globe. * Stats tell theStory. Look who made the Top 100 lists in assets and ROA. Pages86-87.