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It’s no surprise that Marvin Umholtz got it wrong about credit unions once again in his June 7 letter, “You Know You’re an Industry When.” After all, Mr. Umholtz approaches the subject of “industry” vs. “movement” from the only perspective he knows-that of a for-profit banker. As evidence against being a movement, he ticks off a list of things that, apparently, you can’t do if you work or volunteer for such a cause.

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