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Competition, Personnel and Technology. Quite possibly, these are three of the most frequent words in the minds of credit union presidents. Having been involved in over 1,100 financial institution projects in 48 years of business, these three words continue to be an integral part of building design. Let’s look at these very important words and see what the heck they have to do with design and architecture. Competition: You know that competition becomes intense all the time. Competition comes from all directions, including banks, brokerage firms, dot.coms, auto dealers, and yes maybe/eventually Wal-Mart. You must take advantage of every opportunity to stay ahead of the competition with the best location, building, people and products.

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