FITCHBURG, Mass. – Workers' Credit Union re-elected three directors at its 91st Annual Meeting of members. Robert Gummerus, Jonathan Ratila, and James C. Keane were each re-elected to three-year terms that will expire in 2009. Following the election of directors, Fredrick D. Healey, president and CEO, reviewed many of the organization's accomplishments for 2005. "Every dollar deposited in the credit union was redistributed to members in the form of loans," noted Healey. Total loans outstanding as of December 31, 2005, grew to $456.3 million, a 6.5% increase over last year, which represents over 10,300 new loans. Healey reported that capital grew to $66.1 million, an increase of 10.4% over the previous year. The CU's capital-to-assets ratio at year-end was 12.61%, another milestone for the institution. The Insurance and Investment Center also saw significant growth, with assets of $58.6 million at year-end, a 27% gain over last year. In 2005, the CU surpassed the half billion-dollar mark, with total assets of $524.3 million at year-end, an 8.0% increase over last year. Workers' Credit Union also added a new branch in Chelmsford and completed its merger with the Chelmsford Credit Union last year.