31% Total Votes: 763 Current regulations aside, ideally, how many members of the three-person NCUA Board should have credit union experience? * None

5.12% * One

12.94% * Two

27.17% * All three

51.35% * Not sure

3.41% Total Votes:

703 What is your CU doing to help members prevent or remedy identity theft? *Provide members with prevention tips on our Web site, newsletter, or other media

51.63% *Market a credit monitoring service to members

3.92% *Market an identity theft insurance/restoration product to members

12.42% *Planning on doing something, but haven't yet

11.11% *We do nothing and have no plans to

20.92% Total Votes:

153 Given the success of shared branching in helping credit unions damaged by recent hurricanes serve their members, will more credit unions become users of shared branching networks? * Yes

73.45% * No

18.14% * Not Sure

8.41% Total Votes:

452 Is NCUA being too strict in forcing Community CU and OmniAmerican to restart the conversion process due to improper folding of the member disclosure documents? * Yes

79.8% * No

17.08% * Not Sure

3.11% Total votes:

1317 "What was the biggest story of the year?" *Charter conversion battle at Columbia CU

27.84% *Continued banker attacks (Utah once again, bankers unite)

17.96% *Plethora of high-profile leadership changes (Dennis Dollar, Mike Kitchen, Brian McDonnell, etc.)

14.67% *Check 21 ushers in potential of electronic image exchange

8.38% *Capital developments (GAO finds alternative capital not needed, JoAnn Johnson's proposed capital changes)

5.99% *Labor dispute at CUNA Mutual Group

5.69% *Strong congressional support for tax-exemption and CURIA

5.39% *Failed mergers: Portland Teachers CU/Oregon Community CU and North Dakota and South Dakota Leagues

5.09% *CU business services boom (new CUSOs, more SBA activity)

5.09% *Credit/debit/ATM arena developments (AMEX and Discover now in the game, ATM network moves, Wal-Mart case fallout)

3.89% Total votes:

334 Should credit unions eliminate "bank" and "banking" from their marketing vocabulary? * Yes

36.39% * No

57.78% * Not Sure

5.83% Total Votes:

926 What do you think is most likely to happen because of the NCUA/Community/ OmniAmerican conversion battle? *It will lead to more CU-to-bank conversions

28.5% *It will force NCUA to tighten up its conversion regulations

11.5% *More credit unions will pass bylaws to try and deter future boards from converting

11.15% *Credit union leagues and associations will become more active in informing members about the ramifications of converting to a bank

14.69% * All of the above

28.5% * None of the above

5.66% Total Votes:

565 Do you support the current bankruptcy legislation? *No, it does nothing to curb abusive lending practices

19.1% *No, it will hurt consumers who truly need bankruptcy

12.08% *No, the means test is flawed

3.65% *No, for some other reason

3.09% *Yes, it will stop people from abusing bankruptcy

18.26% *Yes, reaffirmations will help protect credit unions

7.02% *Yes, it will force those who can pay to do so

22.75% *Yes, for some other reason

3.09% *Not sure

5.34% *Don't consider bankruptcy an important issue

5.62% Total Votes:

356 Should credit union volunteers have more representation on national credit union trade association boards? * Yes

38.97% * No

45.37% * Not Sure

15.66% Total Votes:

562 Should credit unions award members large patronage dividends at the end of their fiscal years? *Yes, it rewards members who use the CU as their primary financial institution and shows the CU difference

37.68% *No, that money should be given back throughout the year via better rates

56.76% *Not Sure

5.56% Total Votes:

414 Do you consider CUNA's popular Governmental Affairs Conference the one must-attend credit union conference of the years? * Yes

28.05% * No, I prefer another national CU conf.

15.3% * No, I prefer a state CU conf.

7.37% * No, I prefer a CU vendor conf.

6.52% * No, I prefer a non-CU industry conf.

42.78% Total Votes:

353