ST. LOUIS – The `No Hats-Hoods-Sunglasses' robbery prevention program started two years ago by the Missouri Credit Union Association and adopted by a handful of other states is apparently bringing results in reducing holdups-a 30% drop at Missouri banks and CUs. From a year ago, there were 90 robberies at financial institutions in the state as compared to 128 in 2003, according to FBI statistics. The 90 for the current year is slightly above the 84 in 2004. "It is reassuring to see that we are holding robbers below what we saw in 2003 despite the slight increase this year," said Amy McClard, MCUA public/legislative affairs vice president. The `No Hats' idea has been adopted by Leagues in South Carolina and Delaware with inquiries coming from 20 other states as well as Alberta, Canada. The `No Hats' rule asks members to remove hats, hoods and sunglasses before entering participating CUs.