I'm writing to say goodbye to the many people who have played a part in my credit union career. When I started in credit unions I had no idea what a credit union was, but Isabel and Evelyn, the manager and assistant manager of San Mateo Credit Union, had faith in me as did many others throughout my credit union career. Now it is time to retire. No one has suggested I leave or encouraged me to get out. I know I have disappointed leaders at Telesis who were hopeful that I would stay on long term. When the board and I decided New World FCU needed to merge, we went through a very straight-forward process to choose the right merger partner. It was the services Telesis Community CU provided for our members that made our board realize who our new partner should be. Three months into the merger, we believe we made the right choice. Our members have told us they are very happy. Telesis Community Credit Union is the most progressive credit union in the country. They stay on the forefront while maintaining the focus on their members that many larger credit unions seem to have lost. Thank you Telesis Community Credit Union for taking care of members who are now better off with their new credit union which allows me to take a step back and say, "I've done my job here! It's time to go." Pat Wagner Ex-CEO New World FCU California

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