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WARNER ROBINS, Ga. – As Georgia’s fourth largest credit union, Robins FCU is clearly one of the dominant financial players here. The $850 million credit union was highlighted in the Macon Telegraph for its dominance in the Middle Georgia market. Serving 16 counties with more than 120,000 members through 18 branches, the CU is looking to expand in nearby Athens, home to the University of Georgia. It opened a branch in the area there in 2004 and plans to open another in June, the article said. John Ruffin, Robins FCU president/CEO, said the CU has a successful indirect lending program and competes head to head with banks here. Ruffin also told the publication the credit union isn’t growing for the sake of it but estimates that growth is about 10% each year. He predicts that the credit union will have between $900 million to $925 million in assets by the end of 2005. “We don’t have a planned growth target,” Ruffin told the publication. “If, for instance, in 2005 we don’t grow one iota, that wouldn’t hurt us. In fact, it might help us because we’d grow our reserves.” The credit union is also planning to open a 20,000-square-foot training center and office space behind its headquarters.

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