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ARLINGTON, Va. – The Massachusetts Credit Union Share Insurance Corp. recently released its latest comparative credit union quarterly data on state- and federally-chartered credit unions and the findings show continued “healthy statistics.” The fourth quarter 2004 data indicates state-chartered CUs’ growth in key areas was consistent with that of federal credit unions. The same was true in key lending areas, although state-chartered credit unions lagged behind their federal counterparts in credit card growth. However, SCCUs showed a higher percentage of member business loans as a percentage of their total loan portfolios – 4.73% – than federal credit unions – 2.26%. State-chartered credit unions also showed higher percentages in real estate lending. According to MSIC, four states continue to account for over 35% of SCCUs’ assets for the entire U.S. – Wisconsin, Michigan, Ohio and Texas. -

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