Dark Shadows was pseudo-scary. Hagel’s Bill is truly scary. If you’re frightened, do three things now. First: support legislation that strengthens financial oversight of the GSEs. Fiscal responsibility and adequate capital levels make sense. Second, oppose – strenuously – legislation that limits our ability as lenders to provide our members with affordable alternatives to housing finance. Everyday my credit union, BECU, offers members closing costs at least $3,000 lower than the major lenders in the area. Where do your Congressmen and Senators stand? Now is the time to find out. Third, stay close to legislative issues that potentially to restrict our ability to serve members. The banking industry isn’t going to give up. We can’t either.

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