NEW YORK – Patelco Credit Union was highlighted in a recent Barron's article for its higher-than-average rate on one of its certificate of deposit. The financial publication touted $3.5 billion Patelco for the 4.06% rate on its 11-month Spring Special Certificate. The CD requires a minimum $25,000 balance in checking, savings, or money market account for the entire term of the certificate. In the Feb. 21 online article, Barron's also pointed out that Patelco's certificate "is not guaranteed by a federal agency but by a private entity, American Share Insurance." The publication also liked the 3% rate on Emigrant's money market account and the 4.15% rate on Intervest National Bank's three-year CD.