I applaud Mike Welch's Jan. 12 column “Waving the Flag for SmallCUs Not Smart.” It was excellent and just what needed to be said. Ihope NCUA Board member Debbie Matz and others within the movementwill take heed. As you know the fight is fierce here in Utah andthese people are being quoted in an effort to split the large andsmall. Your voice of reason is so refreshing. John Lund EVP AmericaFirst Credit Union Riverdale, Utah
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