DENVER – Aimbridge Lending is currently testing its new subprime auto lending program that will allow it to offer auto loans to members whose credit scores don't meet their credit union's criteria. The company, a provider of financial products for credit unions, has formed a new division-Member Lending Acceptance-to offer the subprime loans. Aimbridge Lending typically handles auto loans for credit unions to members through another division, Aimbridge Indirect Lending. Borrowers have to qualify for credit union financing and meet their CU's lending standards. With subprime auto lending, members who do not qualify for credit union financing will still be able to get an auto loan even if their credit scores don't meet their credit union's criteria. Instead of a credit union offering a loan to these members directly, the loan will be made by Aimbridge's subprime lending program. Aimbridge COO Ann Schmitt said the primary goal of the new division is to turn away as few potential buyers as possible. Auto dealers want to work with groups that can qualify as many potential car buyers as possible for a loan program, which is why a subprime lending program is attractive to them, she said.