DAYTON, Ohio – With some mortgage industry experts estimating more than 10% of home loans have at least one element of fraud or misrepresentation and law enforcement agencies expecting that figure to increase, LexisNexis last month came out with a suite of screening solutions – RiskWiseT – the company says lenders and brokers can use as part of their efforts to verify an applicant's identity. The solutions include a Social Security Number verification and are designed to help combat identity fraud, reduce application misrepresentation, detect property flipping and better segment loan applications to help increase pull-through rates, decrease delinquency, and decrease repurchase and origination costs. According to a company description, RiskWise works by searching multiple databases to verify and validate the authenticity of an applicant's identity and to provide a risk assessment indicator