STATEMENT OF OWNERSHIP, MANAGEMENT, AND CIRCULATION (REQUIRED BY 39 USC 3685) 1.

Credit Union Times. 2.

Publication number: 1058-7764. 3.

Recommended For You

Filing date: October 1, 2004. 4.

Published weekly, except for last week of year. 5.

Number of issues published annually: 51 6.

Annual subscription price: $120.00. 7.

Known office of publication: 560 Village Blvd., #325, West Palm Beach, FL 33409. 8.

Headquarters and general business offices: 560 Village Blvd., #325, West Palm Beach, FL 33409. 9.

The names and addresses of the publisher and editor are: Publisher, Mike Welch, 560 Village Blvd.,

#325, West Palm Beach, FL 33409; Editor, Paul Gentile, 560 Village Blvd., #325, West Palm Beach, FL 33409. 10.

Corporation: C. U. Times, Inc.; Ownership, Mike Welch, Cheryl Welch, Suzanne Doucette, Kerry Sheehan,

Kellie Hardesty, Patric Welch – 560 Village Blvd., #325, West Palm Beach, FL 33409. 11.

Known bondholders, mortgagees, and other security holders 1 percent of more of total amount of bonds,

mortgages, or other securities: none. 12.

Does not apply. 13.

Publication title: Credit Union Times. 14.

Issue date for circulation date below: October 20, 2004. 15.

Extent and nature of circulation:

Average no. of copies each

Single issue published

issue during preceding 12 months

nearest to filing date

a.

Total number of copies

12,416

13,641

(net press run)

b.

Paid and/or Requested Circulation

1. Paid/Requested Outside-County Mail Subscriptions Stated on Form 3541. (Include advertiser's proof and exchange copies)

9,991

10,094

2. Paid In-County Subscriptions Stated on Form 3541 (Include advertiser's proof and exchange copies)

43

45

3. Sales Through Dealers and Carriers, Street Vendors, Counter Sales, and Other Non-USPS Paid Distribution

0

0

4. Other Classes Mailed Through the USPS

614

616

c.

Total Paid and/or Requested Circulation

10,648

10,755 [Sum of 15b. (1), (2), (3), and (4)]

d.

Free Distribution by Mail (Samples, Complimentary, and other free)

1. Outside-County as Stated on Form 3541

418

346

2. In-County as Stated on Form 3541

0

0

3. Other Classes Mailed Through the USPS

0

0

e.

Free Distribution Outside the Mail

1,225

2,390

(Carriers or other means)

f.

Total Free Distribution

1,643

2,736

(Sum of 15d & 15e)

g.

Total Distribution

12,291

13,491

(Sum of 15c & 15f)

h.

Copies not Distributed

125

150

i.

Total

12,416

13,641

(Sum of 15g & h)

j. Percent Paid and/or Requested Circulation

87

80 (15c divided by 15g times 100) 16. Publication of Statement of Ownership: October 20, 2004. I certify that all information furnished on this form is true and complete. Mike Welch, President and Publisher.

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