Empire Corporate Federal Credit Union, Albany, N.Y., has named Lisa Malone vice president of lending. St. Mary's Bank, Manchester, N.H., has named Jay Caldwell indirect lending business development officer and Maria Southmayd Londonderry branch manager. Mon-Oc Federal Credit Union, Toms River, N.J., has named Rosemarie Trachta Howell branch manager and Pamela Berrian Toms River assistant branch manager. Workers' Credit Union, Fitchburg, Mass., has named Roberta Duvarney investment/insurance representative.

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