Mike Welch’s June 23 column regarding succession planning is excellent. I often say that people who `ballyhoo’ the common-sense topics in our industry are either pushing an agenda or want to sell you their `new and improved’ version. This subject is one in a long line of them (e.g., fee income, bankruptcy reform, taxation, mergers, etc.), and I’m glad to see that one of our industry’s qualified spokesmen, so-to-speak, has taken the mystique out of it. Don’t get me wrong, I believe in being prepared as much as possible for the challenges and opportunities each day brings. And most credit unions don’t seek to be the most sophisticated or complex institutions in America. We `just do it,’ to use a timeless phrase. Brian Dever President/CEO PIAS CU Nashville, Tenn.