Municipal Credit Union, Manhattan, N.Y., has elected the following officers to its board: Dominic Morelli, chair; Willie James, 1st vice chair; Malachy T. Higgins, 2nd vice chair; Anna Mae Massy, 3rd vice chair; James McKeon, treasurer; Shirley Jenkins, secretary; C. Richard Wagner, assistant treasurer; and Anne M. Garfield, assistant secretary. In addition, MCU has elected the following directors: Louise DeBow, Rudolph H. Clarence, Thomas E. Diana, and William Porter. Visions Federal Credit Union, Endicott, N.Y., has named Donald S. Bernardo senior trust officer/ vice president of Visions' affiliate- Members Trust Company and Thomas A. Hull vice president/chief information officer. Central Credit Union Fund, Auburn, Mass., has elected the following officers to its board: Cambridge Portuguese CU CEO Roland J. Draper, III, chairman; Leominster CU President/CEO John Caulfield, vice chair; Medical Area CU President Nicole James, treasurer; Webster First FCU EVP/CFO Paul Richard, secretary. In addition Central CU Fund has elected the following board directors: Richard Bonomo, CEO, Uniti Credit Union; Theresa Gass, Controller, Metropolitan Credit Union; Brian Hughes, CEO/Manager, Brockton Postal Credit Union; Eugene Leco, Treasurer, Kent County Hospital FCU; Richard Wright, CEO/Treasurer, RTN Federal Credit Union; and Andrew Spinneit, President of Finance, Unified Federal Credit Union. State Department Federal Credit Union, Alexandria, Va., has elected the following officers to its board: Marlene E. Schwartz, chairman; Robert B. Petersen, vice-chairman; Stephen K. Fischel, secretary; and Ron Whitworth, treasurer. SDFCU has elected the following board directors: Renee DeVigne, Harold Geisel, Nellie Clemons-Green, Richard L. Greene and Clint Lauderdale.