Workers' Credit Union, Fitchburg, Mass., has elected John S. Ford, chairman and Marina M. Raher, vice chairman. Empire Corporate Federal Credit Union, Albany, N.Y., has named Heidi Su investment analyst. HarborOne Credit Union, Brockton, Mass., has named Monica Spach Curhan vice president of marketing. Xerox Federal Credit Union, Rochester, N.Y., has appointed Michael D'Angelo district sales manager. Vermont Federal Credit Union, Burlington, has named Amy Carlson South Burlington branch manager. Visions Federal Credit Union, Endicott, N.Y., has elected the following officers to its board: Patrick H. Volpe, chairman; R. Mark Patterson, vice chairman; Kenneth H. Kidder III, treasurer; and Nicholas A. DiPaolo, secretary. In addition, Alvin A. Buchinsky and Mary Ellen Retzer have been elected directors. Mon-Oc Federal Credit Union, Toms River, N.J., has promoted Shari Steever to Neptune branch manager and Crisanne Omelia Freehold service center manager.